What if I want to switch my coverage choice?

There are specific times when you can sign up for a Medicare Advantage Plan or make changes to coverage you already have.

Medicare Annual Enrollment Period

If you enroll in a plan that you feel is not meeting your needs, you may switch (or drop) your coverage during Medicare’s Annual Enrollment Period, which generally runs from October 15 — December 7 each year.

Special Enrollment Period

Your coverage will begin on January 1 of the following year. In most cases, you must stay enrolled for that calendar year, starting with the date your coverage begins. In certain situations, however, you may be able to join, switch or drop plans during a special enrollment period.

Medicare Advantage Open Enrollment Period

You can also make changes to your coverage during the Medicare Advantage Open Enrollment Period (MA OEP) which runs from January 1 — March 31 every year. Individuals may make only one election during the MA OEP.

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